How this is calculated: Overtime control applies the 81.25% reduction documented at Care to Change. Rostering capacity applies the 146% productivity uplift from Visualcare customer survey and platform data, valued as avoided coordinator cost. Payroll & claims applies the 84.71% time reduction documented at True Diversity. 26 pay periods per year. The three drivers are non-overlapping cost categories (care worker wages, coordinator time, finance team time) so they add without double-counting. Indicative projection in AUD.
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